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FNB Instant Payment dubbed ‘Pay and Clear’ makes it possible for the bank’s account holders to make instant payments to other bank accounts in real time. Pay and Clear transactions take up to 60 seconds to complete, unlike the traditional EFTs that take up to 2 business days.
First National Bank charges clients R35 per transaction to any participating bank.
FNB Immediate Payment On FNB App
FNB customers can send funds to anyone who banks with other participating SA banks by using FNB and RMB Private Banking Apps and Online Banking.
To send money immediately on the FNB App
- Log in to your FNB app using your username and password.
- Select ‘Payments’
- Select ‘Recipients’ or ‘Once off payment.’
- Select the type of recipient you need to pay. Your options are An Account, A Public Recipient, or an eWallet.
- Fill in the fields that will be displayed on the screen, including the name of the bank (Capitec or any other local bank), amount, and the recipient’s account details.
- Select the account you wish to make the payment from and the date should you wish to future date the payment/s.
- Select the Pay button.
- Review the confirmation screen, and if you need to change any of the details, select the Edit button. If you are satisfied with the details, select the Confirm button.
- Enter your One time PIN (OTP) and click Submit.
- A results screen will display the result of your payment.
- Select the Finish button.
FNB Pay and Clear Cut-Off times and Limits
The EFT and Pay & Clear Now payment services are available 24/7/365 which means it works on weekends and public holidays.
| Day | Time | Limit | ||
| Monday – Friday | 00h01 – 16h00 | R5,000,000 | ||
| Monday – Friday | 16h01 – 00h00 | R250,000 | ||
| Saturday | All Day | R250,000 | ||
| Sunday & Public Holidays | All Day | R250,000 | ||
