House and Home credit application online

Get a same day Cash Loan of up to R150 000 - Apply now

Fill out our easy application form now and experience the speed of Same Day Credit.

Your security is our top priority. Rest assured that your personal information is encrypted and handled with the utmost care. Our secure, state-of-the-art technology protects your data from unauthorized access. We adhere to strict industry standards to ensure a safe and confidential lending experience for you. Your financial well-being is our commitment.

At House and Home, customers find a seamless experience for their credit needs. The credit application process, both available online and in-store, offers customers the convenience of long-term payment options, low initial deposits, and the guarantee of the lowest credit payments. With various payment plans available, customers can tailor their deals to match their budgets, ranging from 6 to 36 months for repayment. Let’s explore the various credit options and the requirements for eligibility.

House and Home  Online Credit Application

Customers can apply for House and Home credit by simply texting “mycredit,” along with their name, surname, and ID number, to 32873. This quick and easy method allows customers to start the process with ease.

House and Home Credit Requirements

To qualify for House and Home credit, customers need to meet the following criteria:

  • They should be South African citizens with a valid SA ID or driver’s license.
  • Foreign nationals must have a current work permit and a valid passport.
  • Customers should be 18 years of age or older.

If customers meet these criteria, here’s what they need to provide:

  • A copy of their ID or valid passport.
  • Their latest 3 months’ payslips or bank statements.
  • Proof of residence not older than 3 months.
  • A list of their monthly expenses.

For foreign nationals, a copy of their work permit is also required.

House and Home Lay-By Payment Plans

House and Home makes shopping for must-have deals a breeze with its lay-by payment plans. If customers come across an irresistible offer but don’t want to rush it home, they can take advantage of this convenient option. With a minimal deposit, they can secure the item at the same attractive price and then gradually pay it off without incurring any interest. What sets House and Home apart is the absence of daunting requirements—no need for bank statements, payslips, or credit score checks. Shoppers enjoy a flexible payment period spanning 1 to 6 months, and once the full payment is made, the item is theirs to keep.

For those seeking financial flexibility, House and Home provides an array of credit options, including the hassle-free lay-by plans. Whether customers prefer to visit their nearest physical store or opt for the online application process, House and Home is dedicated to helping them transform their home furnishing dreams into reality.

For more information and to explore the available options, customers can visit House and Home’s website or find their nearest store: