How to increase RCS Card Credit Limit


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If you’re interested in boosting your RCS Card credit limit, this step-by-step guide provides all the information you need for a successful increase. Here’s how you can proceed:



Step 1: Contact Dedicated Customer Service

To kickstart the process, get in touch with the dedicated customer service line at 0861 729 727. This is the first and essential step in extending your credit limit. It’s vital to have your most recent 3 months’ bank statements or payslips ready for verification.

Step 2: Personalized Credit Limit Assessment

Your credit limit isn’t determined arbitrarily; instead, it’s tailored to your specific financial situation. RCS conducts a thorough assessment of your affordability to ensure that the increase aligns with your ability to manage it responsibly.

Step 3: Access Your Credit Limit Information

To keep track of your credit limit conveniently, you can register for Self-Service, a user-friendly online platform. Alternatively, you can download the Builders Credit App from your preferred app store. With these tools, you’ll have real-time access to your credit limit information whenever you need it.

Step 4: Submit Supporting Documents

To expedite the process and ensure a smooth increase in your credit limit, it’s advisable to submit the required supporting documents. You can send these documents via fax to 021 597 4728 or email them to docs@rcsgroup.co.za.

By following these comprehensive steps and providing the necessary documentation, you’ll be well-prepared to successfully increase your RCS Card credit limit. This financial flexibility can be a valuable asset, helping you meet your diverse financial needs with confidence.