Get a same day Cash Loan of up to R150 000 - Apply now
Fill out our easy application form now and experience the speed of Same Day Credit.
Your security is our top priority. Rest assured that your personal information is encrypted and handled with the utmost care. Our secure, state-of-the-art technology protects your data from unauthorized access. We adhere to strict industry standards to ensure a safe and confidential lending experience for you. Your financial well-being is our commitment.
Lay-by at House & Home with a low deposit, you can reserve it at that same price until you pay it off interest free. Pay for your item in 1 – 6 months to pay. Items are yours upon full payment. No credit checks needed therefore no bank statements, payslips or your credit score is required. Unlike buying on credit, 0% interest is charged on lay-by.
How to use lay-by payment option at House & Home
- Bring a copy of your SA ID or your passport to your nearest store to apply.
- Pay a deposit to reserve your item.
- They keep your item in-store until you have paid your lay-by instalments in full.
Once the order is processed, you will receive an SMS with your account number, deposit, instalment, and payment terms.
