Small Enterprise Finance Agency


Get a same day Cash Loan of up to R150 000 - Apply now

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Small Enterprise Finance Agency SEFA offers access to finance to MMEs and Co-operatives and provides assistance to build sustainable businesses through repayable loans. They offer loans through direct and wholesale lending from R500 – R5 000 000



SEFA considers all applications for finance; however, the enterprise must have a business plan. SEFA can assist with drawing up the plan.

To be considered for finance, you must:

  • Be a South African citizen or a permanent resident
  • Be a registered entity, including sole traders with a fixed physical address
  • Be within the required legal contractual capacity
  • Be domiciled in South Africa
  • Be compliant with generally accepted corporate governance practices appropriate to the client’s legal status.
  • Have a written proposal or business plan that meets SEFA’s loan application criteria
  • Demonstrate the character and ability to repay the loan.
  • Have provided personal and/or credit references (if available).
  • Be the majority shareholder and the owner-manager of the business.
  • Provide relevant securities/collateral.
  • Have a valid Tax Clearance Certificate

SEFA Contact Details

Byls Bridge Office Park,
Cnr Olievenhoutbosch Street & Jean Avenue,
Building 14, Block D,
11 Byls Bridge Boulevard
Highveld Extension 73
Centurion, 0157

Tel 012 748 9600

Email helpline@sefa.org.za

(Fraud hotline) 0800 000 663