Quick, Secure & Hassle-Free Loan Application
Fill in the form below to see what you qualify for.
Apply for a loan online
Small Enterprise Finance Agency SEFA offers access to finance to MMEs and Co-operatives and provides assistance to build sustainable businesses through repayable loans. They offer loans through direct and wholesale lending from R500 – R5 000 000
SEFA considers all applications for finance; however, the enterprise must have a business plan. SEFA can assist with drawing up the plan.
To be considered for finance, you must:
- Be a South African citizen or a permanent resident
- Be a registered entity, including sole traders with a fixed physical address
- Be within the required legal contractual capacity
- Be domiciled in South Africa
- Be compliant with generally accepted corporate governance practices appropriate to the client’s legal status.
- Have a written proposal or business plan that meets SEFA’s loan application criteria
- Demonstrate the character and ability to repay the loan.
- Have provided personal and/or credit references (if available).
- Be the majority shareholder and the owner-manager of the business.
- Provide relevant securities/collateral.
- Have a valid Tax Clearance Certificate
SEFA Contact Details
Byls Bridge Office Park,
Cnr Olievenhoutbosch Street & Jean Avenue,
Building 14, Block D,
11 Byls Bridge Boulevard
Highveld Extension 73
Centurion, 0157
Tel 012 748 9600
Email helpline@sefa.org.za
(Fraud hotline) 0800 000 663