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it is possible for others to have non-resident open a bank account in the UAE without an Emirates ID. However, for opening a bank account in Dubai or any UAE Emirate, one needs to be physically present in the process. As a non-resident, your options might be limited when is comes to the benefits you get or choosing local banks and it is usually a savings account without benefits of credit facilities. Most of the large entities in Dubai do offer options for non-residents to open a bank account in the UAE there is no serious concern.
Which Bank to Choose in UAE ?
These are some of the most popular banks in the UAE:
UAE banks list
| Name | Website | Contacts |
| National conventional banks | ||
| Abu Dhabi Commercial Bank Abu Dhabi |
adcb.com | Abu Dhabi Commercial Bank Building,Shk Zayed street. PO Box: 939, Abu Dhabi United Arab Emirates Tel: +971 2 696 2222 |
| Arab Bank For Investment and Foreign Trade Abu Dhabi |
al-masraf.ae | Abu Dhabi, Hamdan Bin Mohammed Street Tel: +971 600 52 99 99 |
| Bank of Sharjah Sharjah |
bankofsharjah.com | Bank of Sharjah Building Al Khan Street PO Box: 1394, Sharjah Tel: +971 6 569 4411 |
| Commercial Bank International Dubai |
cbiuae.com | Al Riqqa Street, CBI BUILDING Tel: +971 4 503 9000 |
| Commercial Bank of Dubai Dubai |
cbd.ae | Al Ittihad Street, PO Box 2668, Dubai Tel: +971 4 211 2848 |
| Emirates NBD Dubai |
emiratesnbd.com | Emirates NBD Bank PO Box: 777, Deira Dubai Tel: +971 600 54 0000 |
| First Abu Dhabi Bank Abu Dhabi |
growstronger.com | |
| Invest Bank Sharjah |
investbank.ae | Al Zahra’s Street No.105, King Abdul Aziz Road, Al‑Qasimiya, PO Box: 1885 Sharjah Tel : +971 6 598 0555 |
| Mashreq Dubai |
mashreqbank.com | Near Ramada Al Nahda street Sharjah, UAE Tel: +971 4 424 4444 |
| National Bank of Fujairah Fujairah |
nbf.ae | |
| National Bank of Umm Al Qaiwain Umm Al Quwain |
nbq.ae | NBQ Building, King Faisal Street, Umm Al Qaiwain Tel: 600565656 |
| RAK Bank Ras Al Khaimah |
rakbank.ae | RAK Operations Centre, Emirates Road, Ras Al Khaimah, P.O.Box: 5300 Tel: 600 54 4049 |
| United Arab Bank Sharjah |
uab.ae | Tel: +971 6 5075222 |
| National Islamic banks | ||
| Abu Dhabi Islamic Bank Abu Dhabi |
adib.ae | Tel: +971 2 6100600 |
| Ajman Bank Ajman |
ajmanbnk.ae | |
| Al Hilal Bank Abu Dhabi |
alhilalbank.ae | Tel: +971 6 00522229 |
| Dubai Islamic Bank Dubai |
alislami.ae | |
| Emirates Islamic Bank Dubai |
emirstesislamicbank.ae | |
| Sharjah Islamic Bank Shardjah |
sib.ae | Al Khan Area, Near Al Qasba Canal, Sharjah Islamic Bank Tower Tel: 06 5 999 999 |
| International banks | ||
| Al Ahli Bank of Kuwait Dubai |
alahli.com | |
| AL Khaliji — France S.A Dubai |
alkhaliji.ae | |
| Arab African International Bank Dubai |
aaib.com | |
| Arab Bank Dubai |
arabbank.ae | |
| Bank Melli Iran Dubai |
bmi.ae | |
| Bank of Baroda Dubai |
bankofbarodauae.ae | |
| Bank of China Abu Dhabi |
boc.cn | |
| Bank Saderat Iran Dubai |
banksaderat.ae | |
| Banque Misr Abu Dhabi |
banquemisr.com | |
| Barclays Bank Abu Dhabi |
barclays.ae | |
| BLOM Bank France Dubai |
blombank.com | |
| BNP Paribas Head Office Abu Dhabi |
mea.bnpparibas.com | |
| BOK International Abu Dhabi |
bokintl.ae | |
| Citi Bank Dubai |
citibank.ae | |
| Credit Agricole Corporate and Investment Bank Dubai |
ca-cib.com | |
| Deutsche Bank Dubai |
db.com | |
| Doha Bank Dubai |
dohabank.ae | |
| Gulf International Bank Abu Dhabi |
gib.com | |
| Habib Bank AG Zurich Duabi |
habibbank.com | |
| Habib Bank Limited Dubai |
hbl.com | |
| HSBC Dubai |
hsbc.ae | |
| Industrial and Commercial Bank of China Abu Dhabi |
icbc-ltd.com | |
| National Bank of Bahrain Abu Dhabi |
nbbonline.com | |
| National Bank of Kuwait Dubai |
nbk.com | |
| Nilein Bank Abu Dhabi |
elnilein.ae | |
| Samba Financial Group Dubai |
samba.ae | |
| Standard Chartered Bank Dubai |
standardchartered.ae | |
| United Bank Limited Dubai |
ubldirect.com | |
Opening a business bank account in Dubai for non residents
UAE has several free economic zones with special tax and customs regimes. Foreigners can do business here without the participation of a local partner. Non-resident companies can work only within the free zones or abroad.
Here is a list of documents one needs to provide to open a corporate account:
- Residence visas or Emirates IDs of all founders and the company’s CEO.
- Constituent documents of the company: charter, memorandum of association, certificate of registration, and a licence.
- Confirmation of authority to open an account: a power of attorney or founders’ decision on appointing a director.
- Proof of legal address of the company.
- Company account statements or bank statements from the founders’ accounts for newly registered businesses.
How to get a UAE residence visa to open a bank account
Investors can get a residence visa by real estate purchase. Its validity period depends on the amount of investment:
- 2-year visa with an investment of at least AED 750,000 ($204,000);
- 10-year visa with an investment of at least AED 2,000,000 ($545,000).
It takes around 2—3 months to get a residence visa. Close family members can be added to the application too. This applies to spouses and children — sons under 25 and daughters of any age.