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Refinancing essentially means replacing your old car loan with a new car loan, in order to revise your debt repayment schedule.Your credit profile will be reviewed when you apply, as a way to determine whether you’ll be able to repay the loan or not as well as to determine your payment behaviour.
When you apply for another loan to repay your old debt this is known as refinancing.
Qualifying criteria
- Be at least 18 years old
- Be a South African citizen or permanent resident
- Have a valid driving licence
- Have a clear credit record
- Earn at least R 6250 per month
For more information about how to refinance your car through Wesbank, visit www.wesbank.co.za