Build it Hardware Account

Get a same day Cash Loan of up to R150 000 - Apply now

Fill out our easy application form now and experience the speed of Same Day Credit.

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In the pursuit of creating your dream home or making significant renovations, securing the necessary funds can often feel like a challenge. The Build It Hardware Account is here to make your dreams a reality by offering access to up to R300,000 in credit. This innovative financing option is designed to provide you with the financial resources you need for your home improvement projects. With repayment terms extending up to 72 months, the dream of enhancing your living space becomes an achievable goal for everyone.

Build Today, Pay Later

The process of obtaining a Build It Hardware Account is straightforward and secure. Here’s how it works:

  1. Pre-Qualification: A dedicated sales consultant will evaluate your financial situation and advise you on the amount of credit you pre-qualify for.
  2. Application Submission: Once your pre-qualification is determined, your application will be submitted to one of the four largest and most reputable lenders in South Africa.
  3. Approval and Issuance: When your application is approved, you will be issued a Build It Hardware Account credit card. This credit card can be used to shop at any of our preferred hardware suppliers.

Streamlined Financing Process

The Build It Hardware Account is your gateway to hassle-free home improvement financing. The process is divided into clear steps to ensure your convenience:

  1. Applying for Home Improvement Finance: Credit makes it simple to apply for home improvement finance through one of four reputable lenders.
  2. Signing the Contract: Upon qualification, Credit helps you in signing a contract with the lender of your choice.
  3. Funding and Account Setup: The lender forwards your approved credit to the hardware store of your preference, where your Build It Hardware Account is opened.
  4. Receive Your Credit Card: Credit will provide you with a credit card for in-store purchases, allowing you to acquire the necessary building materials and tools to bring your home improvement vision to life.

Who Qualifies for a Build It Hardware Account?

To qualify for a Build It Hardware Account, you must meet the following criteria:

  • Be 18 years of age or older
  • Have a steady source of income, either through employment or self-employment
  • Earn a minimum monthly salary of at least R3,500
  • Have your salary deposited into your bank account electronically

Documentary Requirements

To initiate the process, you will need to provide the following documents:

  • A valid South African ID or driver’s license
  • Your most recent three payslips or a bank statement displaying the last three salary deposits
  • Three months’ worth of bank statements

In-Store Process: Realizing Your Home Improvement Dreams

The in-store process is designed to make your dream home a reality:

  1. Consultation: Speak with a Credit Consultant who will guide you through the process.
  2. Credit Assessment: Determine the amount you qualify for, tailoring the credit to your specific needs.
  3. In-Store Shopping: Select the building materials and supplies you require right in the store.
  4. Loan Application: Complete the loan application right there in-store, ensuring a seamless and convenient process.
  5. Quick Approval: In most cases, your loan can be approved within two hours*, allowing you to move forward with your project without delay.
  6. Building Materials: With your approved credit, you can obtain the building materials you need and commence building your dream home immediately.

The Build It Hardware Account is more than just a financing option; it’s a pathway to realizing your home improvement aspirations. With a user-friendly process, flexible repayment terms, and access to top-quality building materials, your dream home is just a step away. Don’t let financial constraints hold you back—unlock your potential with the Build It Hardware Account and embark on your home improvement journey today.