Sentinel Home Loans

Get a same day Cash Loan of up to R150 000 - Apply now

Fill out our easy application form now and experience the speed of Same Day Credit.

Your security is our top priority. Rest assured that your personal information is encrypted and handled with the utmost care. Our secure, state-of-the-art technology protects your data from unauthorized access. We adhere to strict industry standards to ensure a safe and confidential lending experience for you. Your financial well-being is our commitment.

Sentinel Homes model is based on instalment sale finance, the same concept used to finance motor vehicles and other movable consumer goods. By innovatively applying the concept to provide home finance, buyers can obtain finance of up to 95% of the purchase price of a home.

The monthly instalment will be identical to what a bank’s bond payment would have been within the same parameters

Sentinel Home Loans are structured like car loans – with instalment sales agreements, also known as hire-purchase.

Unlike with a bank home loan, Sentinel remains the registered owner of the property until the final instalment is paid. This has no practical effect on the homeowner as long as the instalments are paid. If the buyer defaults, an arrangement must be made with Sentinel immediately to address the arrears.

Although Sentinel amortises the total amount financed over 240 months, the balance is due in full as a balloon payment after 120 months. Homebuyers can settle the balance either with their own capital or a bank loan, or they can sell their home. It may also be possible to extend the loan from Sentinel.

Only available in

  • Western Cape;
  • Gauteng;
  • eThekwini (Durban metropolitan area);
  • Nelson Mandela Bay (Gqeberha and Kariega metropolitan area);
  • Mangaung (Bloemfontein metropolitan area); and
  • Buffalo City (East London metropolitan area).

Sentinel Home Loans Contact Details

Unit 11 Canal Edge 2
Fountain Rd
Tyger Waterfront


Tel: (021) 914 9857